The Financial Freedom Experience is a high-energy, inspirational, and highly practical class taught by Joseph Sangl. The Financial Freedom Experience is an expanded version of the Financial Learning Experience.

The Financial Freedom Experience is taught in FIVE sessions in one of two formats:

• Friday 6:00PM – 8:30PM and Saturday 8:30AM -12:00PM
• Saturday 9:00AM – 4:00PM

Session One: Planning

• Plan for life
• Components of a Healthy Financial Plan
• Budgeting (Interactive with entire audience!)
• Monthly
• Weekly
• Bi-Weekly
• Bi-Monthly
• Seasonal/Cyclical/Irregular

Session Two: Saving and Debt

• Importance of Saving
• Three things everyone MUST save for
• Strategies to become Debt FREE
• Debt Freedom Date Calculation
• Actual Cost of Debt Calculation

Session Three: Investing

• Definition of investing
• Three key items in which to invest
• Retirement Nest-Egg Required Calculation
• Power of Compound Interest
• Impact of Time, Amount, and Interest on investment growth
• Mutual Funds – How they work
• Retirement Savings: 401(k), 403(b), 457, TSP, IRA, and Roth IRA
• College Savings: 529 and ESA

Session Four: Insurance

• Importance of Insurance
• How to compare policies
• Five types of insurance Joe owns
• How to save a ton of money on insurance

Session Five: Sustain

• Tips for sustaining good financial management over the long-term
• Budgeting Tips
• Money Saving Ideas
• Strategies for becoming debt-free sooner