Got Oxen?

If you were given the choice of an “empty manger” or an “abundant harvest,” which outcome would you choose?  Proverbs 14:4  Where there are no oxen, the manger is empty, but from the strength of an ox comes an abundant harvest. (NIV:1984)

As I pondered the two potential outcomes of an abundant harvest or an empty manger I knew what had to be done - GET OXEN!  

Click below to learn more about my newest book - OXEN.  It is written to help you acquire the resources necessary to have an abundant harvest.  

Pre-order your copy before October 30th to receive 20% off!

Download the Mobile App!

Available for both Apple and Droid devices!

Take your budget with you on the go!

Track your debt freedom!

Use the investment, retirement, and payoff calculators.

Need to know how much tip to leave??  Use this App is for that.

Review our Top 5 Lists on the go!

Learn the 18 Ways To Save $1000!

Follow Joe's blog!

Send us a question or feedback from anywhere at anytime!

Group Study

If you are looking for a resource that will help your group take their finances to the next level, the I Was Broke. Now I’m Not. Group Study is it! .

Based on Joseph Sangl’s book, I Was Broke. Now I’m Not., this study is an extremely practical, action-oriented, and biblically-based study.

Next Steps Top 5 Lists

From Insurance to Groceries to High Interest Savings Accounts...Our Top 5 Lists Will Show You Exactly What You Can do RIGHT NOW to Start Saving Tons of Money Just by Changing a Few Things in Your Daily Life!

Check Out the Top 5 Ways to Save Money WITHOUT SELLING ANYTHING and the Top 5 Things People LACK In Their Financial Plan

Free Tools

A written spending plan for your money that includes Giving, Saving, and Spending is critical to achieving financial freedom. There is nothing more powerful than planning your spending BEFORE any of the money ever shows up and BEFORE the month begins.

Debt has the potential to rob people of their plans, hopes, and dreams. Joseph Sangl is passionate about helping others become DEBT-FREE so they are freed up to go do EXACTLY what they have been put on earth to do – regardless of the income potential.

Use the tools here to get started on your Debt Freedom March.

Partner With Us

The I Was Broke. Now I’m Not. Team is passionate about equipping others “to accomplish far more than they ever thought possible with their personal finances”. We have partnered with churches and businesses throughout the nation to teach practical and relevant personal finance tools.

The results? OUTSTANDING! Churches have experienced immediate giving increases between 10% and 30%, businesses have experienced improved productivity, and people have been equipped to win with their finances.

Check Out Our Partnership Strategies

Read Joe’s Blog

It's the WILDLY popular website!  Keep up with Joe and the crusade.  Read his tips and thoughts on personal finance.  Get an update on his house payoff spectacular every month.  And check out the helpful series of articles written to address important finance matters.