BUDGETING

• Knowledge: … how to budget in a way that works for your family.

• Accountability: … to complete a monthly budget and follow it!

• Discipline: … to stick with monthly budgeting for a long period of time.

DEBT

• Knowledge: … how debt is really affecting you and how to address it.

• Accountability: … to avoid making poor debt decisions.

• Discipline: … to stick with good financial decisions for long periods of time.

INVESTING

• Knowledge: … how to invest, where to invest, investment choices.

• Accountability: … to leave your filthy hands off your investments.

• Discipline: … to continue to make investments on a consistent basis.